SmartCoin is an instant personal loan application where you can avail yourself of quick instant loans. The personal loan online approval takes only a few minutes. The lowest rate personal loans can be availed at this instant personal loan app.
Features
- Check your eligibility & get a custom credit limit in a few minutes.
- Instant loan approval takes not more than a few minutes.
- Loan amount credited directly to your bank account.
- One app for everything, from application to loan repayment.
- Available in over 19,000 pin codes across India.
Interest Rates, Amount, and Tenure
Loan amounts for personal loan range from ₹4,000 to ₹1 Lakh,
Tenure: 62 days-180days.
Interest rates for personal cash loans range from 0%-30% depending on the risk profile which is equivalent to a monthly interest rate of 0%-2.5% only.
There is a small processing fee that is charged for personal loans e.g. for low-risk customers 0%-2.5% of the principal, for very high-risk customers 4%-7%*. The charges and repayment tenures for the online personal loans vary based on the creditworthiness and repayment ability of the customers.
